Amex Platinum Charge Card vs HDFC Infinia Metal
Detailed comparison of these two popular credit cards
Amex Platinum Charge Card
American Express
Super PremiumVS
Winner
HDFC Infinia Metal
HDFC Bank
Super PremiumAnnual Fee
₹78K vs ₹13K
Effective Rate
(cash value)
0.9% vs 1.7%
Lounge Access
Unlimited vs Unlimited
Detailed Comparison
| Feature | Amex Platinum Charge Card | HDFC Infinia Metal |
|---|---|---|
Fees & Charges | ||
| Joining Fee | ₹78K | ₹13K |
| Annual Fee | ₹78K | ₹13K |
| Fee Waiver | None | Spend ₹10L annually |
| Forex Markup | 3.5% | 2% |
Rewards | ||
| Reward Type | ⭐Reward Points | ⭐Reward Points |
| Effective Cash Value | 0.875% | 1.67% |
Lounge Access | ||
| Domestic Lounges | Unlimited | Unlimited |
| Priority Pass | Yes | Yes |
Eligibility | ||
| Min. Income | ₹60.0L | ₹24.0L |
Amex Platinum Charge Card is Best For
Ultra luxury travelers with ₹77K to spare
Watch Out
- • No preset limit but still has shadow limit
- • Must pay full balance monthly
HDFC Infinia Metal is Best For
Premium travelers spending ₹10L+/year
Watch Out
- • Invite-only card
- • SmartBuy portal needed for max value
Our Verdict
Based on overall features and value,
HDFC Infinia Metal wins!
Score: 57vsScore: 66
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