Amex Platinum Charge Card vs IndusInd Avios Visa Infinite
Detailed comparison of these two popular credit cards
Winner

Amex Platinum Charge Card
American Express
Super PremiumVS
IndusInd Avios Visa Infinite
IndusInd Bank
Super Premium*
Different Reward Types
Card 1 gives ⭐ Reward Points while Card 2 gives ✈️ Airline Miles. We're showing effective cash values for fair comparison.
Annual Fee
₹78K vs ₹5K
Effective Rate
(cash value)
0.9% vs 1.8%
Lounge Access
Unlimited vs 2/quarter via Priority Pass
Detailed Comparison
| Feature | Amex Platinum Charge Card | IndusInd Avios Visa Infinite |
|---|---|---|
Fees & Charges | ||
| Joining Fee | ₹78K | ₹10K |
| Annual Fee | ₹78K | ₹5K |
| Fee Waiver | None | None |
| Forex Markup | 3.5% | 1.5% |
Rewards | ||
| Reward Type | ⭐Reward Points | ✈️Airline Miles |
| Effective Cash Value | 0.875% | 1.8% |
Lounge Access | ||
| Domestic Lounges | Unlimited | 2/quarter via Priority Pass |
| Priority Pass | Yes | Yes |
Eligibility | ||
| Min. Income | ₹60.0L | ₹24.0L |
Amex Platinum Charge Card is Best For
Ultra luxury travelers with ₹77K to spare
Watch Out
- • No preset limit but still has shadow limit
- • Must pay full balance monthly
IndusInd Avios Visa Infinite is Best For
British Airways and OneWorld alliance flyers
View IndusInd Avios Visa Infinite DetailsOur Verdict
Based on overall features and value,
Amex Platinum Charge Card wins!
Score: 57vsScore: 46
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