Amex Platinum Charge Card vs IndusInd Legend
Detailed comparison of these two popular credit cards
Winner
Amex Platinum Charge Card
American Express
Super PremiumVS
IndusInd Legend
IndusInd Bank
PremiumAnnual Fee
₹78K vs ₹0
Effective Rate
(cash value)
0.9% vs 1.1%
Lounge Access
Unlimited vs Discontinued Mar 2025
Detailed Comparison
| Feature | Amex Platinum Charge Card | IndusInd Legend |
|---|---|---|
Fees & Charges | ||
| Joining Fee | ₹78K | ₹10K |
| Annual Fee | ₹78K | ₹0 |
| Fee Waiver | None | No annual fee after joining |
| Forex Markup | 3.5% | 1.8% |
Rewards | ||
| Reward Type | ⭐Reward Points | ⭐Reward Points |
| Effective Cash Value | 0.875% | 1.125% |
Lounge Access | ||
| Domestic Lounges | Unlimited | Discontinued Mar 2025 |
| Priority Pass | Yes | - |
Eligibility | ||
| Min. Income | ₹60.0L | ₹18.0L |
Amex Platinum Charge Card is Best For
Ultra luxury travelers with ₹77K to spare
Watch Out
- • No preset limit but still has shadow limit
- • Must pay full balance monthly
IndusInd Legend is Best For
Low forex markup (1.8%) international spenders
Watch Out
- • Lounge access discontinued Mar 2025
Our Verdict
Based on overall features and value,
Amex Platinum Charge Card wins!
Score: 57vsScore: 26
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