Amex Platinum Charge Card vs Kiwi RuPay Credit Card
Detailed comparison of these two popular credit cards
Winner
Amex Platinum Charge Card
American Express
Super PremiumVS
Kiwi RuPay Credit Card
Yes Bank
EntryAnnual Fee
₹78K vs FREE
Effective Rate
(cash value)
0.9% vs 0.4%
Lounge Access
Unlimited vs 3/year with Neon
Detailed Comparison
| Feature | Amex Platinum Charge Card | Kiwi RuPay Credit Card |
|---|---|---|
Fees & Charges | ||
| Joining Fee | ₹78K | FREE |
| Annual Fee | ₹78K | FREE |
| Fee Waiver | None | None |
| Forex Markup | 3.5% | - |
Rewards | ||
| Reward Type | ⭐Reward Points | ⭐Reward Points |
| Effective Cash Value | 0.875% | 0.375% |
Lounge Access | ||
| Domestic Lounges | Unlimited | 3/year with Neon |
| Priority Pass | Yes | - |
Eligibility | ||
| Min. Income | ₹60.0L | ₹3.0L |
Amex Platinum Charge Card is Best For
Ultra luxury travelers with ₹77K to spare
Watch Out
- • No preset limit but still has shadow limit
- • Must pay full balance monthly
Kiwi RuPay Credit Card is Best For
Heavy UPI users (₹1.5L+/month)
Watch Out
- • Virtual card only initially
Our Verdict
Based on overall features and value,
Amex Platinum Charge Card wins!
Score: 57vsScore: 36
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