AU Zenith Plus vs HSBC Premier Credit Card
Detailed comparison of these two popular credit cards
AU Zenith Plus
AU Small Finance Bank
PremiumVS
Winner
HSBC Premier Credit Card
HSBC India
Super PremiumAnnual Fee
₹5K vs ₹20K
Effective Rate
(cash value)
0.3% vs 1.3%
Lounge Access
16/year vs Unlimited
Detailed Comparison
| Feature | AU Zenith Plus | HSBC Premier Credit Card |
|---|---|---|
Fees & Charges | ||
| Joining Fee | ₹5K | ₹12K |
| Annual Fee | ₹5K | ₹20K |
| Fee Waiver | Spend ₹8L annually | For HSBC Premier customers |
| Forex Markup | 0.99% | 0.99% |
Rewards | ||
| Reward Type | ⭐Reward Points | ⭐Reward Points |
| Effective Cash Value | 0.25% | 1.33% |
Lounge Access | ||
| Domestic Lounges | 16/year | Unlimited |
| Priority Pass | Yes | Yes |
Eligibility | ||
| Min. Income | ₹30.0L | ₹36.0L |
AU Zenith Plus is Best For
Ultra-low forex (0.99%) international travelers
View AU Zenith Plus DetailsHSBC Premier Credit Card is Best For
HSBC Premier banking customers
View HSBC Premier Credit Card DetailsOur Verdict
Based on overall features and value,
HSBC Premier Credit Card wins!
Score: 45vsScore: 59
