AU Zenith Plus vs ICICI Emeralde Private Metal
Detailed comparison of these two popular credit cards
AU Zenith Plus
AU Small Finance Bank
PremiumVS
Winner
ICICI Emeralde Private Metal
ICICI Bank
Super PremiumAnnual Fee
₹5K vs ₹12K
Effective Rate
(cash value)
0.3% vs 1.0%
Lounge Access
16/year vs Unlimited
Detailed Comparison
| Feature | AU Zenith Plus | ICICI Emeralde Private Metal |
|---|---|---|
Fees & Charges | ||
| Joining Fee | ₹5K | ₹12K |
| Annual Fee | ₹5K | ₹12K |
| Fee Waiver | Spend ₹8L annually | Spend ₹10L annually |
| Forex Markup | 0.99% | 1.5% |
Rewards | ||
| Reward Type | ⭐Reward Points | ⭐Reward Points |
| Effective Cash Value | 0.25% | 1% |
Lounge Access | ||
| Domestic Lounges | 16/year | Unlimited |
| Priority Pass | Yes | Yes |
Eligibility | ||
| Min. Income | ₹30.0L | ₹42.0L |
AU Zenith Plus is Best For
Ultra-low forex (0.99%) international travelers
View AU Zenith Plus DetailsICICI Emeralde Private Metal is Best For
Ultra HNI customers
View ICICI Emeralde Private Metal DetailsOur Verdict
Based on overall features and value,
ICICI Emeralde Private Metal wins!
Score: 45vsScore: 58
