Axis Reserve vs BOB Eterna Credit Card
Detailed comparison of these two popular credit cards
Winner
Axis Reserve
Axis Bank
Super PremiumVS
BOB Eterna Credit Card
Bank of Baroda
Super PremiumAnnual Fee
₹50K vs ₹2K
Effective Rate
(cash value)
6.3% vs 0.8%
Lounge Access
Unlimited vs Unlimited (₹40K quarterly spend req)
Detailed Comparison
| Feature | Axis Reserve | BOB Eterna Credit Card |
|---|---|---|
Fees & Charges | ||
| Joining Fee | ₹50K | ₹2K |
| Annual Fee | ₹50K | ₹2K |
| Fee Waiver | None | JF: ₹25K/60 days; AF: Spend ₹2.5L/year |
| Forex Markup | 1.5% | 2% |
Rewards | ||
| Reward Type | ⭐Reward Points | ⭐Reward Points |
| Effective Cash Value | 6.25% | 0.75% |
Lounge Access | ||
| Domestic Lounges | Unlimited | Unlimited (₹40K quarterly spend req) |
| Priority Pass | Yes | No |
Eligibility | ||
| Min. Income | - | ₹18.0L |
Axis Reserve is Best For
Ultra HNI invite-only customers
Watch Out
- • ₹50K annual fee
- • Invite-only
BOB Eterna Credit Card is Best For
BOB's premium travel card
Watch Out
- • No Priority Pass despite premium positioning
- • Lounge requires ₹40K quarterly spend from Jan 2025
Our Verdict
Based on overall features and value,
Axis Reserve wins!
Score: 111vsScore: 22
