Axis Reserve vs ICICI Emeralde Private Metal
Detailed comparison of these two popular credit cards
Winner
Axis Reserve
Axis Bank
Super PremiumVS
ICICI Emeralde Private Metal
ICICI Bank
Super PremiumAnnual Fee
₹50K vs ₹12K
Effective Rate
(cash value)
6.3% vs 1.0%
Lounge Access
Unlimited vs Unlimited
Detailed Comparison
| Feature | Axis Reserve | ICICI Emeralde Private Metal |
|---|---|---|
Fees & Charges | ||
| Joining Fee | ₹50K | ₹12K |
| Annual Fee | ₹50K | ₹12K |
| Fee Waiver | None | Spend ₹10L annually |
| Forex Markup | 1.5% | 1.5% |
Rewards | ||
| Reward Type | ⭐Reward Points | ⭐Reward Points |
| Effective Cash Value | 6.25% | 1% |
Lounge Access | ||
| Domestic Lounges | Unlimited | Unlimited |
| Priority Pass | Yes | Yes |
Eligibility | ||
| Min. Income | - | ₹42.0L |
Axis Reserve is Best For
Ultra HNI invite-only customers
Watch Out
- • ₹50K annual fee
- • Invite-only
ICICI Emeralde Private Metal is Best For
Ultra HNI customers
View ICICI Emeralde Private Metal DetailsOur Verdict
Based on overall features and value,
Axis Reserve wins!
Score: 111vsScore: 58
