Axis Reserve vs HSBC Premier Credit Card
Detailed comparison of these two popular credit cards
Winner
Axis Reserve
Axis Bank
Super PremiumVS
HSBC Premier Credit Card
HSBC India
Super PremiumAnnual Fee
₹50K vs ₹20K
Effective Rate
(cash value)
6.3% vs 1.3%
Lounge Access
Unlimited vs Unlimited
Detailed Comparison
| Feature | Axis Reserve | HSBC Premier Credit Card |
|---|---|---|
Fees & Charges | ||
| Joining Fee | ₹50K | ₹12K |
| Annual Fee | ₹50K | ₹20K |
| Fee Waiver | None | For HSBC Premier customers |
| Forex Markup | 1.5% | 0.99% |
Rewards | ||
| Reward Type | ⭐Reward Points | ⭐Reward Points |
| Effective Cash Value | 6.25% | 1.33% |
Lounge Access | ||
| Domestic Lounges | Unlimited | Unlimited |
| Priority Pass | Yes | Yes |
Eligibility | ||
| Min. Income | - | ₹36.0L |
Axis Reserve is Best For
Ultra HNI invite-only customers
Watch Out
- • ₹50K annual fee
- • Invite-only
HSBC Premier Credit Card is Best For
HSBC Premier banking customers
View HSBC Premier Credit Card DetailsOur Verdict
Based on overall features and value,
Axis Reserve wins!
Score: 111vsScore: 59
