Axis Reserve vs Kotak White Reserve
Detailed comparison of these two popular credit cards
Winner
Axis Reserve
Axis Bank
Super PremiumVS
Kotak White Reserve
Kotak Mahindra Bank
Super PremiumAnnual Fee
₹50K vs ₹13K
Effective Rate
(cash value)
6.3% vs 2.5%
Lounge Access
Unlimited vs Unlimited
Detailed Comparison
| Feature | Axis Reserve | Kotak White Reserve |
|---|---|---|
Fees & Charges | ||
| Joining Fee | ₹50K | ₹13K |
| Annual Fee | ₹50K | ₹13K |
| Fee Waiver | None | Spend ₹10L annually |
| Forex Markup | 1.5% | 2% |
Rewards | ||
| Reward Type | ⭐Reward Points | ⭐Reward Points |
| Effective Cash Value | 6.25% | 2.5% |
Lounge Access | ||
| Domestic Lounges | Unlimited | Unlimited |
| Priority Pass | Yes | Yes |
Eligibility | ||
| Min. Income | - | ₹36.0L |
Axis Reserve is Best For
Ultra HNI invite-only customers
Watch Out
- • ₹50K annual fee
- • Invite-only
Kotak White Reserve is Best For
Ultra-premium lifestyle with unlimited lounges
View Kotak White Reserve DetailsOur Verdict
Based on overall features and value,
Axis Reserve wins!
Score: 111vsScore: 73
