Last updated: |Data verified from official bank sources
Super Premium
Kotak White Reserve
Kotak Mahindra Bank
Best for: Ultra-premium lifestyle with unlimited lounges
₹13K
Annual Fee
2.5%
Reward Rate
2%
Forex Markup
Unlimited
Domestic Lounge
Unlimited
Intl Lounge
Best for: Ultra-premium lifestyle with unlimited lounges
Fees & Charges
Joining Fee₹13K
Annual Fee₹13K
Fee WaiverSpend ₹10L annually
Forex Markup2%
Rewards
TypePoints
Base RateMilestone-based White Pass
Effective Return2.5%
Lounge Access
DomesticUnlimited
InternationalUnlimited
Priority PassIncluded
Eligibility
Minimum Income₹36.0L/year
Available on: Visa
Frequently Asked Questions
What is the annual fee for Kotak White Reserve?▼
Kotak White Reserve has an annual fee of ₹12500. Spend ₹10L annually
What rewards does Kotak White Reserve offer?▼
Kotak White Reserve offers Milestone-based White Pass on all spends, with an effective value of 2.5%.
Does Kotak White Reserve have lounge access?▼
Yes, Kotak White Reserve offers Unlimited domestic lounge visits and Unlimited international lounge visits per quarter.
What is the minimum income required for Kotak White Reserve?▼
The minimum income requirement for Kotak White Reserve is ₹36.0 lakhs per annum.
Information sourced from Kotak Mahindra Bank official website. Last verified: February 2026.
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