Amex Platinum Charge Card vs Kotak Air+
Detailed comparison of these two popular credit cards
Winner
Amex Platinum Charge Card
American Express
Super PremiumVS
Kotak Air+
Kotak Mahindra Bank
Premium*
Different Reward Types
Card 1 gives ⭐ Reward Points while Card 2 gives ✈️ Airline Miles. We're showing effective cash values for fair comparison.
Annual Fee
₹78K vs ₹3K
Effective Rate
(cash value)
0.9% vs 1.0%
Lounge Access
Unlimited vs 4/year
Detailed Comparison
| Feature | Amex Platinum Charge Card | Kotak Air+ |
|---|---|---|
Fees & Charges | ||
| Joining Fee | ₹78K | ₹3K |
| Annual Fee | ₹78K | ₹3K |
| Fee Waiver | None | None |
| Forex Markup | 3.5% | 3.5% |
Rewards | ||
| Reward Type | ⭐Reward Points | ✈️Airline Miles |
| Effective Cash Value | 0.875% | 1% |
Lounge Access | ||
| Domestic Lounges | Unlimited | 4/year |
| Priority Pass | Yes | Yes |
Eligibility | ||
| Min. Income | ₹60.0L | ₹9.0L |
Amex Platinum Charge Card is Best For
Ultra luxury travelers with ₹77K to spare
Watch Out
- • No preset limit but still has shadow limit
- • Must pay full balance monthly
Our Verdict
Based on overall features and value,
Amex Platinum Charge Card wins!
Score: 57vsScore: 39
Related Comparisons
Amex Platinum Charge Card vs HDFC Infinia Metal
HDFC Bank
Amex Platinum Charge Card vs HDFC Diners Club Black
HDFC Bank
Amex Platinum Charge Card vs HDFC Regalia Gold
HDFC Bank
Amex Platinum Charge Card vs HDFC Regalia
HDFC Bank
Amex Platinum Charge Card vs HDFC Tata Neu Infinity
HDFC Bank
Amex Platinum Charge Card vs HDFC Marriott Bonvoy
HDFC Bank