Amex Platinum Charge Card vs Standard Chartered Ultimate
Detailed comparison of these two popular credit cards
Amex Platinum Charge Card
American Express
Super PremiumVS
Winner
Standard Chartered Ultimate
Standard Chartered
Super PremiumAnnual Fee
₹78K vs ₹5K
Effective Rate
(cash value)
0.9% vs 3.3%
Lounge Access
Unlimited vs 4/quarter
Detailed Comparison
| Feature | Amex Platinum Charge Card | Standard Chartered Ultimate |
|---|---|---|
Fees & Charges | ||
| Joining Fee | ₹78K | ₹5K |
| Annual Fee | ₹78K | ₹5K |
| Fee Waiver | None | None |
| Forex Markup | 3.5% | 2% |
Rewards | ||
| Reward Type | ⭐Reward Points | ⭐Reward Points |
| Effective Cash Value | 0.875% | 3.33% |
Lounge Access | ||
| Domestic Lounges | Unlimited | 4/quarter |
| Priority Pass | Yes | Yes |
Eligibility | ||
| Min. Income | ₹60.0L | ₹24.0L |
Amex Platinum Charge Card is Best For
Ultra luxury travelers with ₹77K to spare
Watch Out
- • No preset limit but still has shadow limit
- • Must pay full balance monthly
Standard Chartered Ultimate is Best For
High reward rate including utilities/insurance
View Standard Chartered Ultimate DetailsOur Verdict
Based on overall features and value,
Standard Chartered Ultimate wins!
Score: 57vsScore: 65
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