Amex Platinum Charge Card vs Axis Flipkart Credit Card
Detailed comparison of these two popular credit cards
Winner
Amex Platinum Charge Card
American Express
Super PremiumVS
Axis Flipkart Credit Card
Axis Bank
Entry*
Different Reward Types
Card 1 gives ⭐ Reward Points while Card 2 gives 🎯 Flipkart SuperCoins. We're showing effective cash values for fair comparison.
Annual Fee
₹78K vs ₹500
Effective Rate
(cash value)
0.9% vs 1.0%
Lounge Access
Unlimited vs 0 (removed June 2025)
Detailed Comparison
| Feature | Amex Platinum Charge Card | Axis Flipkart Credit Card |
|---|---|---|
Fees & Charges | ||
| Joining Fee | ₹78K | ₹500 |
| Annual Fee | ₹78K | ₹500 |
| Fee Waiver | None | Spend ₹3.5L annually |
| Forex Markup | 3.5% | - |
Rewards | ||
| Reward Type | ⭐Reward Points | 🎯Flipkart SuperCoins |
| Effective Cash Value | 0.875% | 1% |
Lounge Access | ||
| Domestic Lounges | Unlimited | 0 (removed June 2025) |
| Priority Pass | Yes | - |
Eligibility | ||
| Min. Income | ₹60.0L | ₹3.0L |
Amex Platinum Charge Card is Best For
Ultra luxury travelers with ₹77K to spare
Watch Out
- • No preset limit but still has shadow limit
- • Must pay full balance monthly
Axis Flipkart Credit Card is Best For
Flipkart/Myntra shoppers
Watch Out
- • Lounge access discontinued June 2025
- • Cashback capped at ₹4000/quarter per category
Our Verdict
Based on overall features and value,
Amex Platinum Charge Card wins!
Score: 57vsScore: 25
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