Amex Platinum Charge Card vs Citi Prestige
Detailed comparison of these two popular credit cards
Amex Platinum Charge Card
American Express
Super PremiumVS
Winner
Citi Prestige
Citibank
Super PremiumAnnual Fee
₹78K vs ₹20K
Effective Rate
(cash value)
0.9% vs 2.0%
Lounge Access
Unlimited vs Unlimited
Detailed Comparison
| Feature | Amex Platinum Charge Card | Citi Prestige |
|---|---|---|
Fees & Charges | ||
| Joining Fee | ₹78K | ₹20K |
| Annual Fee | ₹78K | ₹20K |
| Fee Waiver | None | None |
| Forex Markup | 3.5% | 3.5% |
Rewards | ||
| Reward Type | ⭐Reward Points | ⭐Reward Points |
| Effective Cash Value | 0.875% | 2% |
Lounge Access | ||
| Domestic Lounges | Unlimited | Unlimited |
| Priority Pass | Yes | Yes |
Eligibility | ||
| Min. Income | ₹60.0L | ₹36.0L |
Amex Platinum Charge Card is Best For
Ultra luxury travelers with ₹77K to spare
Watch Out
- • No preset limit but still has shadow limit
- • Must pay full balance monthly
Citi Prestige is Best For
Ultra premium (existing cardholders)
Watch Out
- • Citi exited India, cards managed by Axis
Our Verdict
Based on overall features and value,
Citi Prestige wins!
Score: 57vsScore: 66
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