Amex Platinum Charge Card vs HDFC Shoppers Stop Black
Detailed comparison of these two popular credit cards
Winner

Amex Platinum Charge Card
American Express
Super PremiumVS
HDFC Shoppers Stop Black
HDFC Bank
Mid-RangeAnnual Fee
₹78K vs ₹5K
Effective Rate
(cash value)
0.9% vs 0.3%
Lounge Access
Unlimited vs None
Detailed Comparison
| Feature | Amex Platinum Charge Card | HDFC Shoppers Stop Black |
|---|---|---|
Fees & Charges | ||
| Joining Fee | ₹78K | ₹5K |
| Annual Fee | ₹78K | ₹5K |
| Fee Waiver | None | Spend ₹2L annually |
| Forex Markup | 3.5% | - |
Rewards | ||
| Reward Type | ⭐Reward Points | ⭐Reward Points |
| Effective Cash Value | 0.875% | 0.33% |
Lounge Access | ||
| Domestic Lounges | Unlimited | None |
| Priority Pass | Yes | - |
Eligibility | ||
| Min. Income | ₹60.0L | ₹4.8L |
Amex Platinum Charge Card is Best For
Ultra luxury travelers with ₹77K to spare
Watch Out
- • No preset limit but still has shadow limit
- • Must pay full balance monthly
HDFC Shoppers Stop Black is Best For
Shoppers Stop loyal customers
View HDFC Shoppers Stop Black DetailsOur Verdict
Based on overall features and value,
Amex Platinum Charge Card wins!
Score: 57vsScore: 16
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