Amex Platinum Charge Card vs HSBC Premier Credit Card
Detailed comparison of these two popular credit cards
Amex Platinum Charge Card
American Express
Super PremiumVS
Winner
HSBC Premier Credit Card
HSBC India
Super PremiumAnnual Fee
₹78K vs ₹20K
Effective Rate
(cash value)
0.9% vs 1.3%
Lounge Access
Unlimited vs Unlimited
Detailed Comparison
| Feature | Amex Platinum Charge Card | HSBC Premier Credit Card |
|---|---|---|
Fees & Charges | ||
| Joining Fee | ₹78K | ₹12K |
| Annual Fee | ₹78K | ₹20K |
| Fee Waiver | None | For HSBC Premier customers |
| Forex Markup | 3.5% | 0.99% |
Rewards | ||
| Reward Type | ⭐Reward Points | ⭐Reward Points |
| Effective Cash Value | 0.875% | 1.33% |
Lounge Access | ||
| Domestic Lounges | Unlimited | Unlimited |
| Priority Pass | Yes | Yes |
Eligibility | ||
| Min. Income | ₹60.0L | ₹36.0L |
Amex Platinum Charge Card is Best For
Ultra luxury travelers with ₹77K to spare
Watch Out
- • No preset limit but still has shadow limit
- • Must pay full balance monthly
HSBC Premier Credit Card is Best For
HSBC Premier banking customers
View HSBC Premier Credit Card DetailsOur Verdict
Based on overall features and value,
HSBC Premier Credit Card wins!
Score: 57vsScore: 59
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