Amex Platinum Charge Card vs IndusInd EazyDiner Platinum
Detailed comparison of these two popular credit cards
Winner

Amex Platinum Charge Card
American Express
Super PremiumVS
IndusInd EazyDiner Platinum
IndusInd Bank
Mid-RangeAnnual Fee
₹78K vs FREE
Effective Rate
(cash value)
0.9% vs 0.2%
Lounge Access
Unlimited vs None
Detailed Comparison
| Feature | Amex Platinum Charge Card | IndusInd EazyDiner Platinum |
|---|---|---|
Fees & Charges | ||
| Joining Fee | ₹78K | FREE |
| Annual Fee | ₹78K | FREE |
| Fee Waiver | None | None |
| Forex Markup | 3.5% | - |
Rewards | ||
| Reward Type | ⭐Reward Points | ⭐Reward Points |
| Effective Cash Value | 0.875% | 0.2% |
Lounge Access | ||
| Domestic Lounges | Unlimited | None |
| Priority Pass | Yes | - |
Eligibility | ||
| Min. Income | ₹60.0L | ₹4.8L |
Amex Platinum Charge Card is Best For
Ultra luxury travelers with ₹77K to spare
Watch Out
- • No preset limit but still has shadow limit
- • Must pay full balance monthly
IndusInd EazyDiner Platinum is Best For
Fine dining enthusiasts
Watch Out
- • Lounge discontinued July 15, 2025
Our Verdict
Based on overall features and value,
Amex Platinum Charge Card wins!
Score: 57vsScore: 31
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