Amex Platinum Charge Card vs OneCard Metal
Detailed comparison of these two popular credit cards
Winner
Amex Platinum Charge Card
American Express
Super PremiumVS
OneCard Metal
Multiple (SBM/Federal/BOB)
Mid-RangeAnnual Fee
₹78K vs FREE
Effective Rate
(cash value)
0.9% vs 0.2%
Lounge Access
Unlimited vs None
Detailed Comparison
| Feature | Amex Platinum Charge Card | OneCard Metal |
|---|---|---|
Fees & Charges | ||
| Joining Fee | ₹78K | FREE |
| Annual Fee | ₹78K | FREE |
| Fee Waiver | None | None |
| Forex Markup | 3.5% | 1% |
Rewards | ||
| Reward Type | ⭐Reward Points | ⭐Reward Points |
| Effective Cash Value | 0.875% | 0.2% |
Lounge Access | ||
| Domestic Lounges | Unlimited | None |
| Priority Pass | Yes | - |
Eligibility | ||
| Min. Income | ₹60.0L | ₹3.0L |
Amex Platinum Charge Card is Best For
Ultra luxury travelers with ₹77K to spare
Watch Out
- • No preset limit but still has shadow limit
- • Must pay full balance monthly
OneCard Metal is Best For
Free metal card, low forex travelers
Watch Out
- • No lounge access
- • Points have very low redemption value
Our Verdict
Based on overall features and value,
Amex Platinum Charge Card wins!
Score: 57vsScore: 31
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