Amex Platinum Charge Card vs SBI SimplyCLICK
Detailed comparison of these two popular credit cards
Winner
Amex Platinum Charge Card
American Express
Super PremiumVS
SBI SimplyCLICK
SBI Card
EntryAnnual Fee
₹78K vs ₹499
Effective Rate
(cash value)
0.9% vs 0.3%
Lounge Access
Unlimited vs None
Detailed Comparison
| Feature | Amex Platinum Charge Card | SBI SimplyCLICK |
|---|---|---|
Fees & Charges | ||
| Joining Fee | ₹78K | ₹499 |
| Annual Fee | ₹78K | ₹499 |
| Fee Waiver | None | Spend ₹1L annually |
| Forex Markup | 3.5% | 3.5% |
Rewards | ||
| Reward Type | ⭐Reward Points | ⭐Reward Points |
| Effective Cash Value | 0.875% | 0.25% |
Lounge Access | ||
| Domestic Lounges | Unlimited | None |
| Priority Pass | Yes | - |
Eligibility | ||
| Min. Income | ₹60.0L | ₹3.0L |
Amex Platinum Charge Card is Best For
Ultra luxury travelers with ₹77K to spare
Watch Out
- • No preset limit but still has shadow limit
- • Must pay full balance monthly
SBI SimplyCLICK is Best For
Online shoppers, first credit card
Watch Out
- • Swiggy reduced to 5X from Apr 2025
Our Verdict
Based on overall features and value,
Amex Platinum Charge Card wins!
Score: 57vsScore: 17
Related Comparisons
Amex Platinum Charge Card vs HDFC Infinia Metal
HDFC Bank
Amex Platinum Charge Card vs HDFC Diners Club Black
HDFC Bank
Amex Platinum Charge Card vs HDFC Tata Neu Plus
HDFC Bank
Amex Platinum Charge Card vs HDFC MoneyBack Plus
HDFC Bank
Amex Platinum Charge Card vs ICICI Emeralde Private Metal
ICICI Bank
Amex Platinum Charge Card vs Amazon Pay ICICI Credit Card
ICICI Bank