Amex Platinum Charge Card vs SBI SimplySAVE
Detailed comparison of these two popular credit cards
Winner
Amex Platinum Charge Card
American Express
Super PremiumVS
SBI SimplySAVE
SBI Card
EntryAnnual Fee
₹78K vs ₹499
Effective Rate
(cash value)
0.9% vs 0.2%
Lounge Access
Unlimited vs None
Detailed Comparison
| Feature | Amex Platinum Charge Card | SBI SimplySAVE |
|---|---|---|
Fees & Charges | ||
| Joining Fee | ₹78K | ₹499 |
| Annual Fee | ₹78K | ₹499 |
| Fee Waiver | None | Spend ₹1L annually |
| Forex Markup | 3.5% | - |
Rewards | ||
| Reward Type | ⭐Reward Points | ⭐Reward Points |
| Effective Cash Value | 0.875% | 0.17% |
Lounge Access | ||
| Domestic Lounges | Unlimited | None |
| Priority Pass | Yes | - |
Eligibility | ||
| Min. Income | ₹60.0L | ₹2.4L |
Amex Platinum Charge Card is Best For
Ultra luxury travelers with ₹77K to spare
Watch Out
- • No preset limit but still has shadow limit
- • Must pay full balance monthly
Our Verdict
Based on overall features and value,
Amex Platinum Charge Card wins!
Score: 57vsScore: 14
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