Amex SmartEarn vs Axis Flipkart Credit Card
Detailed comparison of these two popular credit cards
Amex SmartEarn
American Express
EntryVS
Winner
Axis Flipkart Credit Card
Axis Bank
Entry*
Different Reward Types
Card 1 gives ⭐ Reward Points while Card 2 gives 🎯 Flipkart SuperCoins. We're showing effective cash values for fair comparison.
Annual Fee
₹495 vs ₹500
Effective Rate
(cash value)
0.7% vs 1.0%
Lounge Access
None vs 0 (removed June 2025)
Detailed Comparison
| Feature | Amex SmartEarn | Axis Flipkart Credit Card |
|---|---|---|
Fees & Charges | ||
| Joining Fee | ₹0 | ₹500 |
| Annual Fee | ₹495 | ₹500 |
| Fee Waiver | Spend ₹40K annually | Spend ₹3.5L annually |
| Forex Markup | - | - |
Rewards | ||
| Reward Type | ⭐Reward Points | 🎯Flipkart SuperCoins |
| Effective Cash Value | 0.7% | 1% |
Lounge Access | ||
| Domestic Lounges | None | 0 (removed June 2025) |
| Priority Pass | - | - |
Eligibility | ||
| Min. Income | ₹4.5L | ₹3.0L |
Axis Flipkart Credit Card is Best For
Flipkart/Myntra shoppers
Watch Out
- • Lounge access discontinued June 2025
- • Cashback capped at ₹4000/quarter per category
Our Verdict
Based on overall features and value,
Axis Flipkart Credit Card wins!
Score: 21vsScore: 25
