Citi Prestige vs ICICI Emeralde Private Metal
Detailed comparison of these two popular credit cards
Winner
Citi Prestige
Citibank
Super PremiumVS
ICICI Emeralde Private Metal
ICICI Bank
Super PremiumAnnual Fee
₹20K vs ₹12K
Effective Rate
(cash value)
2.0% vs 1.0%
Lounge Access
Unlimited vs Unlimited
Detailed Comparison
| Feature | Citi Prestige | ICICI Emeralde Private Metal |
|---|---|---|
Fees & Charges | ||
| Joining Fee | ₹20K | ₹12K |
| Annual Fee | ₹20K | ₹12K |
| Fee Waiver | None | Spend ₹10L annually |
| Forex Markup | 3.5% | 1.5% |
Rewards | ||
| Reward Type | ⭐Reward Points | ⭐Reward Points |
| Effective Cash Value | 2% | 1% |
Lounge Access | ||
| Domestic Lounges | Unlimited | Unlimited |
| Priority Pass | Yes | Yes |
Eligibility | ||
| Min. Income | ₹36.0L | ₹42.0L |
Citi Prestige is Best For
Ultra premium (existing cardholders)
Watch Out
- • Citi exited India, cards managed by Axis
ICICI Emeralde Private Metal is Best For
Ultra HNI customers
View ICICI Emeralde Private Metal DetailsOur Verdict
Based on overall features and value,
Citi Prestige wins!
Score: 66vsScore: 58
