ICICI Emeralde Private Metal vs IDFC FIRST Classic
Detailed comparison of these two popular credit cards
Winner
ICICI Emeralde Private Metal
ICICI Bank
Super PremiumVS
IDFC FIRST Classic
IDFC FIRST Bank
EntryAnnual Fee
₹12K vs FREE
Effective Rate
(cash value)
1.0% vs 0.8%
Lounge Access
Unlimited vs None
Detailed Comparison
| Feature | ICICI Emeralde Private Metal | IDFC FIRST Classic |
|---|---|---|
Fees & Charges | ||
| Joining Fee | ₹12K | FREE |
| Annual Fee | ₹12K | FREE |
| Fee Waiver | Spend ₹10L annually | None |
| Forex Markup | 1.5% | - |
Rewards | ||
| Reward Type | ⭐Reward Points | ⭐Reward Points |
| Effective Cash Value | 1% | 0.75% |
Lounge Access | ||
| Domestic Lounges | Unlimited | None |
| Priority Pass | Yes | - |
Eligibility | ||
| Min. Income | ₹42.0L | ₹3.0L |
ICICI Emeralde Private Metal is Best For
Ultra HNI customers
View ICICI Emeralde Private Metal DetailsOur Verdict
Based on overall features and value,
ICICI Emeralde Private Metal wins!
Score: 58vsScore: 37
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