ICICI Emeralde Private Metal vs SBI SimplyCLICK
Detailed comparison of these two popular credit cards
Winner
ICICI Emeralde Private Metal
ICICI Bank
Super PremiumVS
SBI SimplyCLICK
SBI Card
EntryAnnual Fee
₹12K vs ₹499
Effective Rate
(cash value)
1.0% vs 0.3%
Lounge Access
Unlimited vs None
Detailed Comparison
| Feature | ICICI Emeralde Private Metal | SBI SimplyCLICK |
|---|---|---|
Fees & Charges | ||
| Joining Fee | ₹12K | ₹499 |
| Annual Fee | ₹12K | ₹499 |
| Fee Waiver | Spend ₹10L annually | Spend ₹1L annually |
| Forex Markup | 1.5% | 3.5% |
Rewards | ||
| Reward Type | ⭐Reward Points | ⭐Reward Points |
| Effective Cash Value | 1% | 0.25% |
Lounge Access | ||
| Domestic Lounges | Unlimited | None |
| Priority Pass | Yes | - |
Eligibility | ||
| Min. Income | ₹42.0L | ₹3.0L |
ICICI Emeralde Private Metal is Best For
Ultra HNI customers
View ICICI Emeralde Private Metal DetailsSBI SimplyCLICK is Best For
Online shoppers, first credit card
Watch Out
- • Swiggy reduced to 5X from Apr 2025
Our Verdict
Based on overall features and value,
ICICI Emeralde Private Metal wins!
Score: 58vsScore: 17
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