ICICI Emeralde Private Metal vs Union Classic Credit Card
Detailed comparison of these two popular credit cards
Winner
ICICI Emeralde Private Metal
ICICI Bank
Super PremiumVS
Union Classic Credit Card
Union Bank of India
EntryAnnual Fee
₹12K vs ₹250
Effective Rate
(cash value)
1.0% vs 0.2%
Lounge Access
Unlimited vs None
Detailed Comparison
| Feature | ICICI Emeralde Private Metal | Union Classic Credit Card |
|---|---|---|
Fees & Charges | ||
| Joining Fee | ₹12K | ₹250 |
| Annual Fee | ₹12K | ₹250 |
| Fee Waiver | Spend ₹10L annually | Spend ₹25K annually |
| Forex Markup | 1.5% | - |
Rewards | ||
| Reward Type | ⭐Reward Points | ⭐Reward Points |
| Effective Cash Value | 1% | 0.17% |
Lounge Access | ||
| Domestic Lounges | Unlimited | None |
| Priority Pass | Yes | - |
Eligibility | ||
| Min. Income | ₹42.0L | ₹1.8L |
ICICI Emeralde Private Metal is Best For
Ultra HNI customers
View ICICI Emeralde Private Metal DetailsOur Verdict
Based on overall features and value,
ICICI Emeralde Private Metal wins!
Score: 58vsScore: 11
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