Last updated: |Data verified from official bank sources
Entry
Union Classic Credit Card
Union Bank of India
Best for: Basic entry-level card
₹250
Annual Fee
0.67%
Reward Rate
N/A
Forex Markup
None
Domestic Lounge
None
Intl Lounge
Best for: Basic entry-level card
Fees & Charges
Joining Fee₹250
Annual Fee₹250
Fee WaiverSpend ₹25K annually
Rewards
TypePoints
Base Rate1 pt/₹150
Effective Return0.67%
Lounge Access
DomesticNone
InternationalNone
Eligibility
Minimum Income₹1.8L/year
Available on: Visa
Frequently Asked Questions
What is the annual fee for Union Classic Credit Card?▼
Union Classic Credit Card has an annual fee of ₹250. Spend ₹25K annually
What rewards does Union Classic Credit Card offer?▼
Union Classic Credit Card offers 1 pt/₹150 on all spends, with an effective value of 0.17%.
Does Union Classic Credit Card have lounge access?▼
Union Classic Credit Card does not include complimentary lounge access.
What is the minimum income required for Union Classic Credit Card?▼
The minimum income requirement for Union Classic Credit Card is ₹1.8 lakhs per annum.
Information sourced from Union Bank of India official website. Last verified: February 2026.
⚖️
Compare with Amazon Pay ICICI Credit Card
See a detailed side-by-side comparison
More Comparisons
More from Union Bank of India
View all →Similar Cards
PM
PlasticMoney Research Team
Personal finance experts analyzing credit cards since 2023