Last updated: |Data verified from official bank sources
Mid-Range
BOB HPCL Energy Credit Card
Bank of Baroda
Best for: HPCL fuel users
₹500
Annual Fee
1%
Reward Rate
N/A
Forex Markup
None
Domestic Lounge
None
Intl Lounge
Best for: HPCL fuel users
Fees & Charges
Joining Fee₹500
Annual Fee₹500
Fee WaiverSpend ₹50K annually
Rewards
TypeFuelPoints
Base Rate1%
Effective Return1%
Accelerated Categories
HPCL Fuel5% (5%)cap: ₹250/month
Lounge Access
DomesticNone
InternationalNone
Eligibility
Minimum Income₹3.0L/year
Available on: Visa
Frequently Asked Questions
What is the annual fee for BOB HPCL Energy Credit Card?▼
BOB HPCL Energy Credit Card has an annual fee of ₹500. Spend ₹50K annually
What rewards does BOB HPCL Energy Credit Card offer?▼
BOB HPCL Energy Credit Card offers 1% on all spends, with an effective value of 1%.
Does BOB HPCL Energy Credit Card have lounge access?▼
BOB HPCL Energy Credit Card does not include complimentary lounge access.
What is the minimum income required for BOB HPCL Energy Credit Card?▼
The minimum income requirement for BOB HPCL Energy Credit Card is ₹3.0 lakhs per annum.
Information sourced from Bank of Baroda official website. Last verified: February 2026.
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