Amex Platinum Charge Card vs HSBC Live+ Credit Card
Detailed comparison of these two popular credit cards
Winner
Amex Platinum Charge Card
American Express
Super PremiumVS
HSBC Live+ Credit Card
HSBC India
Mid-Range*
Different Reward Types
Card 1 gives ⭐ Reward Points while Card 2 gives 💵 Cashback. We're showing effective cash values for fair comparison.
Annual Fee
₹78K vs ₹999
Effective Rate
(cash value)
0.9% vs 1.5%
Lounge Access
Unlimited vs None
Detailed Comparison
| Feature | Amex Platinum Charge Card | HSBC Live+ Credit Card |
|---|---|---|
Fees & Charges | ||
| Joining Fee | ₹78K | ₹999 |
| Annual Fee | ₹78K | ₹999 |
| Fee Waiver | None | Spend ₹2L annually |
| Forex Markup | 3.5% | - |
Rewards | ||
| Reward Type | ⭐Reward Points | 💵Cashback |
| Effective Cash Value | 0.875% | 1.5% |
Lounge Access | ||
| Domestic Lounges | Unlimited | None |
| Priority Pass | Yes | - |
Eligibility | ||
| Min. Income | ₹60.0L | ₹6.0L |
Amex Platinum Charge Card is Best For
Ultra luxury travelers with ₹77K to spare
Watch Out
- • No preset limit but still has shadow limit
- • Must pay full balance monthly
HSBC Live+ Credit Card is Best For
Dining and grocery heavy spenders
Watch Out
- • 10% cashback capped at ₹1000/month
Our Verdict
Based on overall features and value,
Amex Platinum Charge Card wins!
Score: 57vsScore: 31
Related Comparisons
Amex Platinum Charge Card vs HDFC Infinia Metal
HDFC Bank
Amex Platinum Charge Card vs HDFC Diners Club Black
HDFC Bank
Amex Platinum Charge Card vs HDFC Millennia
HDFC Bank
Amex Platinum Charge Card vs HDFC Swiggy Credit Card
HDFC Bank
Amex Platinum Charge Card vs HDFC IndianOil Credit Card
HDFC Bank
Amex Platinum Charge Card vs ICICI Emeralde Private Metal
ICICI Bank