Last updated: |Data verified from official bank sources
₹499
Annual Fee
1%
Reward Rate
N/A
Forex Markup
None
Domestic Lounge
None
Intl Lounge
Best for: Basic SBI card
Fees & Charges
Joining Fee₹499
Annual Fee₹499
Fee WaiverSpend ₹50K annually
Rewards
TypePoints
Base Rate1 pt/₹100
Effective Return1%
Lounge Access
DomesticNone
InternationalNone
Eligibility
Minimum Income₹2.4L/year
Available on: Visa, Mastercard
Frequently Asked Questions
What is the annual fee for SBI Platinum?▼
SBI Platinum has an annual fee of ₹499. Spend ₹50K annually
What rewards does SBI Platinum offer?▼
SBI Platinum offers 1 pt/₹100 on all spends, with an effective value of 0.25%.
Does SBI Platinum have lounge access?▼
SBI Platinum does not include complimentary lounge access.
What is the minimum income required for SBI Platinum?▼
The minimum income requirement for SBI Platinum is ₹2.4 lakhs per annum.
Information sourced from SBI Card official website. Last verified: February 2026.
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