Amex Platinum Charge Card vs SBI Cashback Credit Card
Detailed comparison of these two popular credit cards
Winner
Amex Platinum Charge Card
American Express
Super PremiumVS
SBI Cashback Credit Card
SBI Card
Mid-Range*
Different Reward Types
Card 1 gives ⭐ Reward Points while Card 2 gives 💵 Cashback. We're showing effective cash values for fair comparison.
Annual Fee
₹78K vs ₹999
Effective Rate
(cash value)
0.9% vs 1.0%
Lounge Access
Unlimited vs None
Detailed Comparison
| Feature | Amex Platinum Charge Card | SBI Cashback Credit Card |
|---|---|---|
Fees & Charges | ||
| Joining Fee | ₹78K | ₹999 |
| Annual Fee | ₹78K | ₹999 |
| Fee Waiver | None | Spend ₹2L annually |
| Forex Markup | 3.5% | - |
Rewards | ||
| Reward Type | ⭐Reward Points | 💵Cashback |
| Effective Cash Value | 0.875% | 1% |
Lounge Access | ||
| Domestic Lounges | Unlimited | None |
| Priority Pass | Yes | - |
Eligibility | ||
| Min. Income | ₹60.0L | ₹4.0L |
Amex Platinum Charge Card is Best For
Ultra luxury travelers with ₹77K to spare
Watch Out
- • No preset limit but still has shadow limit
- • Must pay full balance monthly
SBI Cashback Credit Card is Best For
Simple 5% online cashback seekers
View SBI Cashback Credit Card DetailsOur Verdict
Based on overall features and value,
Amex Platinum Charge Card wins!
Score: 57vsScore: 26
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