Amex Platinum Charge Card vs Union RuPay Platinum
Detailed comparison of these two popular credit cards
Winner
Amex Platinum Charge Card
American Express
Super PremiumVS
Union RuPay Platinum
Union Bank of India
Mid-RangeAnnual Fee
₹78K vs ₹299
Effective Rate
(cash value)
0.9% vs 0.5%
Lounge Access
Unlimited vs None
Detailed Comparison
| Feature | Amex Platinum Charge Card | Union RuPay Platinum |
|---|---|---|
Fees & Charges | ||
| Joining Fee | ₹78K | ₹0 |
| Annual Fee | ₹78K | ₹299 |
| Fee Waiver | None | Spend ₹30K annually |
| Forex Markup | 3.5% | - |
Rewards | ||
| Reward Type | ⭐Reward Points | ⭐Reward Points |
| Effective Cash Value | 0.875% | 0.5% |
Lounge Access | ||
| Domestic Lounges | Unlimited | None |
| Priority Pass | Yes | - |
Eligibility | ||
| Min. Income | ₹60.0L | ₹3.0L |
Amex Platinum Charge Card is Best For
Ultra luxury travelers with ₹77K to spare
Watch Out
- • No preset limit but still has shadow limit
- • Must pay full balance monthly
Our Verdict
Based on overall features and value,
Amex Platinum Charge Card wins!
Score: 57vsScore: 16
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