Last updated: |Data verified from official bank sources
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Best Dining & Food Cards
Rewards on Swiggy, Zomato & restaurants
Can't decide?
Compare the top 2 cards in this category
21 cards foundCalculate rewards for your spending →
HD
Editor's Pick
HDFC Diners Club Black
HDFC Bank
₹10K
per year
Reward: 3.33%
Forex: 2%
Lounge: Unlimited
High spenders at large merchants
SB
SBI Card AURUM
SBI Card
₹10K
per year
Reward: 3%
Forex: 1.99%
Lounge: Unlimited
SBI's top-tier offering
AX
Axis Ace
Axis Bank
₹499
per year
Reward: 1.5%
Lounge: 4/year
Android users paying bills via Google Pay
AU
AU Zenith Plus
AU Small Finance Bank
₹5K
per year
Reward: 1%
Forex: 0.99%
Lounge: 16/year
Ultra-low forex (0.99%) international travelers
HS
HSBC Premier Credit Card
HSBC India
₹20K
per year
Reward: 1.33%
Forex: 0.99%
Lounge: Unlimited
HSBC Premier banking customers
IN
IndusInd Crest
IndusInd Bank
₹10K
per year
Reward: 1%
Forex: 3.5%
Lounge: 2/quarter
Invite-only premium IndusInd card
RB
RBL Bank Icon
RBL Bank
₹5K
per year
Reward: 2%
Forex: 3.5%
Lounge: 8/year
10X rewards on international + weekend dining
HS
HSBC Live+ Credit Card
HSBC India
₹999
per year
Reward: 1.5%
Dining and grocery heavy spenders
HD
HDFC Swiggy Credit Card
HDFC Bank
₹500
per year
Reward: 1%
Heavy Swiggy users
AX
Axis Flipkart Credit Card
Axis Bank
₹500
per year
Reward: 1%
Lounge: 0 (removed June 2025)
Flipkart/Myntra shoppers
SB
SBI Card PRIME
SBI Card
₹3K
per year
Reward: 2%
Lounge: 2/quarter
Dining & grocery heavy spenders
SB
SBI BPCL Octane
SBI Card
₹1K
per year
Reward: 1%
Lounge: 4/year
BPCL loyalists spending ₹10K+/month on fuel
FE
Fi MagniFi Credit Card
Federal Bank/AU Bank
FREE
per year
Reward: 0.5%
Weekend spenders + brand discount hunters
BA
BOB Premier Credit Card
Bank of Baroda
FREE
per year
Reward: 2%
Forex: 3.5%
Lounge: 4/year
Free premium card with travel benefits
AM
Amex SmartEarn
American Express
₹495
per year
Reward: 2%
Entry Amex with 10X bonus categories
IN
IndusInd EazyDiner Platinum
IndusInd Bank
FREE
per year
Reward: 1%
Fine dining enthusiasts
KO
Kotak IndianOil Credit Card
Kotak Mahindra Bank
₹449
per year
Reward: 2.67%
Forex: 3.5%
IndianOil fuel users with regular grocery/dining spends
RB
RBL Platinum Maxima
RBL Bank
₹2K
per year
Reward: 2%
Lounge: 1/quarter (₹35K spend req from Jul 2025)
Mid-tier rewards with lounge
SB
SBI SimplySAVE
SBI Card
₹499
per year
Reward: 0.67%
Offline dining & grocery shoppers
BA
BOB Select Credit Card
Bank of Baroda
₹500
per year
Reward: 1%
Mid-tier BOB card with bonus categories
HD
HDFC Freedom
HDFC Bank
₹500
per year
Reward: 0.67%
Forex: 3.5%
Entry-level card for app-based spending
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Frequently Asked Questions
What is the best dining & food cards in India 2026?▼
The best dining & food cards in India for 2026 is HDFC Diners Club Black from HDFC Bank, offering high spenders at large merchants.
How many dining & food cards are available in India?▼
We compare 21 dining & food cards from top Indian banks including HDFC, Axis, SBI, ICICI, and more.
How do I choose the right dining & food cards?▼
Consider your spending patterns, required features like dining rewards, annual fees, and eligibility requirements. Use our Card Finder quiz for personalized recommendations.
PM
PlasticMoney Research Team
Personal finance experts analyzing credit cards since 2023